> ## Documentation Index
> Fetch the complete documentation index at: https://developer.me-cash.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Mobile

> Track what changed across the meCash Mobile SDKs and apps.

Monitor mobile changes so you can plan app store releases, regression testing, and SDK upgrades with confidence.

<Note>
  Need a historical build note? Contact <a href="mailto:support@me-cash.com">[support@me-cash.com](mailto:support@me-cash.com)</a> for archived mobile updates.
</Note>

## Mobile SDKs

<Accordion title="June 2026 — Mobile Release (Status: Live)">
  **New Features**

  * **EU recipient support**: Added destination country selection when creating new recipients for EUR transfers.
  * **Recipient management**: Users can now save and delete recipients directly from the mobile app.
  * **Sender address book**: Added an address book to save sender information for faster repeat transactions.
  * **USD wallet funding support**: Added wallet funding details for USD wallets to improve the funding experience.

  **Enhancements**

  * **Transaction details**: Expanded transaction details to display additional source account information and more payment metadata.
  * **Validation consistency**: Standardized validation messages and error styling across the app for a more consistent user experience.
  * **Phone number validation**: Limited phone number input to the maximum valid length to prevent invalid entries.
  * **Progress indicator improvements**: Improved the Send Money progress bar for better alignment and consistency throughout the flow.
  * **Wallet experience**: Improved wallet display and account information across supported currencies.
  * **Country coverage**: Expanded EUR regional configuration and country support for eligible transfers.

  **Bug Fixes**

  * Fixed an issue where selecting **EUR** could cause the app to crash.
  * Fixed delayed loading of USD transaction details.
  * Fixed missing account details for EUR wallets.
  * Fixed source account details displaying as **N/A** on transaction details.
  * Fixed a USD to CNY exchange rate issue that could return server errors.
  * Fixed refund transactions that caused the app to crash for USD users.
  * Fixed issues where invalid OTP errors occurred during transaction confirmation.
  * Fixed country display issues for supported EUR destinations.
  * Fixed progress bar alignment issues on the USD sender information screen.
  * Improved app stability and resolved several minor UI and performance issues.
</Accordion>

<Accordion title="May 2026 — Mobile Release (Status: Live)">
  **New Features**

  * **USD SWIFT sender support**: Added support for entering sender information when initiating USD SWIFT transfers, allowing users to send payments on behalf of themselves or another sender where required.
  * **Intermediary bank support**: Added an optional **Intermediary Bank SWIFT Code** field for USD SWIFT payouts to support more international payment routes.
  * **Expanded payout corridors**: Added support for additional international payout destinations, increasing global payment coverage.

  **Enhancements**

  * **Recipient validation improvements**: Improved recipient validation to support a wider range of international account formats while reducing submission errors.
  * **Transfer experience improvements**: Refined the send money flow to provide a smoother experience for USD international transfers.
  * **Performance improvements**: Optimized transaction processing and improved overall app responsiveness during payment initiation.

  **Bug Fixes**

  * Fixed issues affecting USD SWIFT payout processing for certain recipient routes.
  * Fixed validation issues that prevented some valid international account details from being accepted.
  * Resolved several UI inconsistencies and stability issues to improve the overall mobile experience.
</Accordion>

<Accordion title="April 2026 — Mobile Release (Status: Live)">
  **New Features**

  * **Flexible USD SWIFT sender details**: Added support for sending USD SWIFT transfers on behalf of yourself or another sender by allowing custom sender information during payment initiation.

  **Enhancements**

  * **SWIFT transfer experience**: Improved the USD SWIFT payment flow to better support international transfer requirements and sender information validation.

  **Bug Fixes**

  * No customer-facing bug fixes were included in this release.
</Accordion>

<AccordionGroup>
  <Accordion title="March 2026 — Mobile Release (Status: Live)">
    **New Features**

    * **USD Payout via SWIFT**: Enabled USD payouts through SWIFT, allowing users to send international transfers directly from the mobile app.
    * **Open Banking (Volume Integration)**: Introduced bank funding and payout capabilities via open banking integrations.
    * **Moolahgo Payout (Asia rollout)**: Expanded payout coverage across multiple Asian markets, improving global reach.

    **Enhancements**

    * **Wallet view redesign (list format)**: Updated wallet UI to a list-based layout for improved readability and navigation.
    * **Nickname validation improvements**: Added character limits to ensure consistent user input.
    * **Removed account validation restrictions**: Improved flexibility in entering account details.
    * **Source account info display**: Enhanced transaction details by including originating account information.
    * **Quote currency display update**: Improved clarity of currency conversions in-app.
    * **Transaction details visibility**: Expanded transaction detail views to include more relevant information.
    * **Stamp duty visibility improvements**: Ensured stamp duty fees are clearly shown across confirmation and summary screens.
    * **Updated onboarding UX**: Redesigned onboarding flow to improve user experience and reduce friction.
    * **Display failure reasons (Admin view on mobile)**: Added visibility into transaction failure reasons for better issue tracking.

    **Bug Fixes**

    * **USD-CNY rate fetch error**: Fixed an issue causing failures when retrieving exchange rates.
  </Accordion>

  <Accordion title="February 2026 — Mobile Release (Status: Live)">
    **New Features & Enhancements**

    * **Wallet View List Format**: Changed the Wallet view on the Mobile app to display in a LIST format.
    * **USD & SWIFT Payouts**: Added interface and input fields for Sender and Beneficiary details to process USD Payouts using SWIFT, including an optional Intermediary Bank SWIFT Code field.
    * **New Payout Routes**: Configured payout routes for Singapore (SGD), Vietnam (VND), Malaysia (MYR), Thailand (THB), and South Korea (KRW).

    **Form & Input Validations**

    * Implemented a 25-character limit validation on the `bene_nickname` field for routes.
    * Removed the character limit on the Recipient account number field and enabled alphanumeric input for all routes.

    **UI Bug Fixes**

    * Resolved an issue where the NGN transaction amount incorrectly switched to other currencies when switching wallet views.
    * Fixed a bug where the KES flag persisted on the conversion screen even after changing the debit currency.
  </Accordion>

  <Accordion title="January 2026 — Mobile Release (Status: Live)">
    **Improvements**

    * **Push Notification Reliability**: Implemented a token refresh logic during user login to ensure Firebase push notifications are delivered accurately.

    **Fixes**

    * **KYB Country Flexibility**: Resolved an issue in the Merchant KYB flow that prevented users from changing their country-specific phone number after initial selection.
  </Accordion>

  <Accordion title="November 2025 — Mobile Release (v2.5.0) (Status: Live)">
    **New Features**

    * **In-App Document Capture**: You can now take photos of your identity documents (Passport, ID) directly within the app during onboarding, removing the need to upload files from your gallery.
    * **Simplified Onboarding (No BVN)**: To support our international users, the mandatory BVN requirement has been removed from the wallet creation flow. You can now complete sign-up using other valid forms of identification.
    * **Push Notifications (iOS)**: We have enabled push notifications for iOS devices to keep you updated on transaction statuses and account activities.

    **Improvements**

    * **Security Lockout**: Implemented a security feature that automatically locks an account after **3 consecutive failed login attempts** to prevent unauthorized access.
    * **Fee Awareness Modal**: When funding your wallet, a new modal will appear explicitly stating the processing fees (e.g., 1% capped at ₦1,500) before you proceed.
    * **Performance Upgrade**: We upgraded the core app engine to **Expo SDK 52**. This improves overall app stability, performance, and ensures full compliance with the latest Google Play Store requirements.

    **Fixes**

    * **OTP Timer**: Fixed a bug where the OTP countdown timer was running faster than real-time.
  </Accordion>

  <Accordion title="September 2025 — Mobile Release (iOS 1.7.3 / Android 1.7.3) (Status: Live)">
    **New features & improvements**

    * Expanded international payouts so you can capture richer payment details and send directly to UK (GBP), US (USD), and EU (EUR) bank accounts.
    * Redesigned the Canadian transfer flow for a faster, more intuitive experience.
    * Added support for Tanzania (TZS) wallet payouts to bank accounts or mobile money numbers.
    * Updated the quote calculator to show the total debit amount (including fees) and warn when wallet balances are insufficient.
    * Migrated the mobile app to the V2 payout endpoint, improving overall speed and reliability.

    **Bug fixes**

    * Funding transaction history now renders correctly.
    * Fixed navigation that routed crypto wallet users to the wrong quote page.
    * Bank search results refresh properly after clearing filters.
    * Resolved KYB submission timeouts where the submit button spun indefinitely.
    * Corrected KYB phone number country code defaulting to Afghanistan.
    * Addressed an issue where the submit button became unresponsive during crypto-to-crypto transfers.
  </Accordion>

  <Accordion title="August 2025 — Mobile Release (iOS 1.7.3 / Android 1.7.3) (Status: Live)">
    **What's new**

    * Manage beneficiaries directly in-app, including deleting stale recipients.
    * Introduced dynamic transaction limits starting with MWK to better match spending patterns.

    **Enhancements**

    * Long account names now display in full without truncation.
    * The Send Money summary clearly outlines fees plus the total amount.
    * Gas fees appear inline on transaction details whenever applicable.

    **Bug fixes**

    * Stricter recipient validation prevents saving incomplete or invalid bank details.
  </Accordion>

  <Accordion title="July 2025 — Mobile Release (iOS 1.7.3 / Android 1.7.3) (Status: Live)">
    **What's new**

    * Added Malawi (MWK) payouts so you can send funds directly from the app.
    * Users can view how much of their transaction limit remains in real time.

    **Enhancements**

    * Refreshed FAQ content for clearer answers.
    * Login error modals now surface an actionable **Okay** button instead of an unhelpful retry.
    * Pop-ups can be dismissed by tapping outside the modal area.

    **Bug fixes**

    * Corrected wallet currency symbols so each wallet reflects its proper denomination.
  </Accordion>

  <Accordion title="iOS v0.8.0 — June 28, 2024 (Status: Live)">
    * Added biometric re-authentication before approving payouts initiated from mobile.
    * Enhanced crash reporting with symbolicated stack traces for faster support escalation.
    * Bundled the Quote widget so users can request FX rates without leaving the app.
  </Accordion>

  <Accordion title="Android v0.7.3 — June 20, 2024 (Status: Live)">
    * Introduced encrypted shared-preferences storage for JWT tokens.
    * Improved push notification reliability when devices are on Doze mode.
    * Updated Kotlin coroutines to `1.8.x`, reducing ANRs triggered by network calls.
  </Accordion>
</AccordionGroup>
