Supported currencies
| Currency | Code | Status |
|---|---|---|
| Nigerian Naira | NGN 🇳🇬 | Available |
| Malawian Kwacha | MWK 🇲🇼 | Available |
| US Dollar | USD 🇺🇸 | Available |
📋 More currencies coming soon - We’re continuously expanding to new corridors. Check your dashboard or our release notes for the latest updates.
💳 Account Types
Static Virtual Accounts
Ideal for: Recurring payments, long-term customers, and subscription services. Key features:- Permanent account numbers that never expire.
- Accept multiple deposits from the same customer.
- Perfect for ongoing business relationships .
- Simplified customer experience with consistent payment details.
Dynamic Virtual Accounts
Ideal for: One-time invoices, time-bound campaigns, and specific payment scenarios. Key features:- Dual-constraint design - controlled by both time and amount parameters.
- Time-driven expiration - auto-expires after your set duration.
- Amount-driven closure - automatically closes once the exact payment amount is received.
- Enhanced security for controlled payment scenarios.
- Perfect for invoice payments and campaign collections.
⚡ Settlement Options
- Instant : Funds are credited to your wallet immediately after successful payment. It is useful for real-time cash flow, just-in-time fulfillment, and urgent payment processing.
- T+1 : Funds settle to your wallet on the next business day. It is easier reconciliation and Scheduled financial operations.
How the flow works
Generate a virtual account
Generate a virtual account
Call the static or dynamic endpoint to issue a bank account number tied to your wallet.
Share payment details
Share payment details
Collect the transfer
Collect the transfer
Incoming funds credit your wallet automatically. You also receive a webhook for each deposit.
Reconcile and settle
Reconcile and settle
Monitor wallet balances, then sweep funds to your bank per your instant or T+1 settlement schedule.
Next steps
- Issue a permanent account with the
Create Static Virtual Accountguide. - Generate time-bound accounts for campaigns in
Create Dynamic Virtual Account. - Retrieve account details with
Get Virtual Account.