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meCash API Frequently Asked Questions

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Getting Started

Q1: How do I obtain API access?
To access the meCash APIs, you need to:
  • Create an account.
  • Obtain your API key.
  • Configure IP whitelisting for security.
  • Set up webhooks to receive real-time transaction updates.
Q2: Are there different environments for testing and production?
Yes, meCash provides separate environments for testing (sandbox) and production.
Ensure you use the appropriate API endpoints and credentials for each environment.
Note: Sandbox is currently unavailable but will be supported soon.
Q3: Is IP whitelisting mandatory?
Yes. For security purposes, you must whitelist the IP addresses that will interact with the meCash APIs.

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FIAT API

Q4: What functionalities does the FIAT API offer?
The FIAT API allows you to:
  • Create and manage multi-currency wallets.
  • Generate quotes for currency conversions.
  • Initiate payouts to various payment channels.
  • Retrieve transaction histories.
  • Create virtual accounts.
Q5: Which fiat currencies and payment channels are supported?
meCash supports multiple fiat currencies, including NGN and CNY. Supported payment channels include Bank Transfers, Alipay, and WeChat Pay.
Refer to the Payout Supported Currencies Page. for a full list. Q6: How do I create a payout?
To initiate a payout:
  1. Create a quote for the desired currency conversion.
  2. Use the quote to create a payout request.
  3. Use the payout endpoint to create a payout.
  4. Monitor the payout status via webhooks or by querying the transaction endpoint.

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RAMP API

Q7: What is the purpose of the RAMP API?
The RAMP API facilitates:
  • Crypto-to-crypto payouts.
  • Fiat-to-crypto conversions.
  • Retrieval of gas fees and crypto quotes.
  • Validation of crypto addresses.
Q8: How do I perform a fiat-to-crypto transaction?
To execute a fiat-to-crypto transaction:
  1. Create a crypto quote.
  2. Initiate a fiat-to-crypto payout using the quote.
  3. Track the transaction status via webhooks or the transaction endpoint.
Q9: How can I validate a crypto address before initiating a transaction?
Use the Validate Crypto Address endpoint to ensure the recipient’s address is correct and compatible with the intended cryptocurrency.

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Security and Compliance

Q10: What security measures are in place to protect API interactions?
meCash employs: Q11: Does meCash require Know Your Customer (KYC) verification?
Yes. To comply with regulatory standards, users must undergo KYC verification.
This involves submitting valid identification documents and may vary based on the service accessed.

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Troubleshooting

Q12: What should I do if I receive a 401 Unauthorized error?
This typically indicates an authentication issue. Ensure that:
  • Your API key is correct and active.
  • The request is coming from a whitelisted IP address.
  • You’re using the correct environment (sandbox or production).
Q13: How can I test webhook integrations?
To test webhooks:
  1. Set up a listener endpoint on your server.
  2. Configure the webhook URL in your meCash dashboard.
  3. Use test transactions in the sandbox environment to trigger webhook events.
Q14: Who can I contact for support? For more details, refer to the meCash Documentation.

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APIs and Integrations

What APIs does meCash offer?
meCash provides APIs for:
  • Quote API: Provides exchange rates and fees for currency conversions in fiat and crypto.
  • Wallet API: Manages multi-currency wallets and retrieves wallet balances.
  • Payout API: Initiates transfers to bank accounts or mobile money wallets.
  • Transaction API: Retrieves details of specific transactions.
  • Virtual Account API: Creates virtual bank accounts for customers to receive and track payments.

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How do I access the meCash APIs?

  1. Create a Business Account: Visit meCash and sign up.
  2. Complete KYB Verification: Submit business and identification documents.
  3. Generate API Key: After verification, go to the Developer section of your dashboard to generate your API key.
  4. Access API Documentation: Refer to the meCash API Documentation for details on endpoints, request/response formats, and integration guidelines.