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How to read these notes
- Status clarifies whether the update is fully live or rolling out.
- Action needed highlights anything developers must do (schema updates, new scopes, SDK upgrades, etc.).
- Heads-up calls out upcoming deprecations so you can plan ahead.
API Platform
February 2026 â Version v1.x (Status: Live)
February 2026 â Version v1.x (Status: Live)
New Features & Enhancements
- Mobile Money Collections API: Exposed a new API to discover supported providers and request mobile money payments in RWF, KES, TZS, and MWK.
- Webhook Enhancements: Updated collections webhooks to explicitly provide fund sender details.
- Virtual Cards & Rates APIs: Implemented APIs to fetch exchange rates for virtual cards and manage rates independently of payment channels.
- Static Accounts: Backend update to natively accept
accountNamebased on customer type (retail or business). - Response Updates: Updated recipient and payout creation responses to return source of funds and echo back all payload details.
- Restricted USD payouts to SWIFT only (removed âBank Transferâ option).
- Cleaned out legacy payout references from developer docs.
- Removed restrictions tying country bank lists to specific route IDs.
January 2026 â Version v1.x (Status: Live)
January 2026 â Version v1.x (Status: Live)
New Features & Enhancements
- Standardized Error Responses: Unified the structure of error responses across all backend services to provide consistent and predictable feedback for frontend and mobile integrations.
- Partner Integration Comms: Established standardized communication protocols for managing USD virtual account data with Modena.
- Optimized Account Retrieval: Updated the virtual account flow to fetch existing account numbers from the database rather than repeatedly calling partner APIs, reducing latency and avoiding downtime.
- Deployment Versioning: Upgraded the infrastructure (Terraform) to ensure services only deploy specific image versions rather than defaulting to âlatest,â preventing accidental overrides.
November 2025 â Version v1.x (Status: Live)
November 2025 â Version v1.x (Status: Live)
New Features
- Crypto On-Ramp Endpoints: We have exposed new endpoints to support fiat-to-crypto transactions. You can now fetch real-time exchange rates, view fee breakdowns (network vs. transaction fees), and initiate crypto purchases (BTC, ETH, USDT) using NGN.
- Credit Transaction Retrieval: A dedicated endpoint has been added for retrieving and posting credit transactions, ensuring reliable querying for transaction history integrations.
- Dynamic Pricing Configuration: We introduced endpoints to fetch pricing configurations directly from our backend (integrated with Sanity). This allows for dynamic pricing updates without requiring client-side code changes.
- Payout Validation Enforcement: To reduce failed transactions, we now enforce mandatory field validation at the API level for USD, EUR, and GBP payout instructions. Incomplete payloads will now return specific validation errors before processing.
- Virtual Account Naming: The
accountNameparameter for Dynamic Virtual Accounts is now optional. If omitted during creation, the system will automatically default to using the registered business name. - Optimized Payout Payloads: We have removed the need to send redundant
countryandcurrencyfields in the Payout API payload, as these are now inherited directly from the associated Quote object.
- Login Error Messages: Standardized error responses for failed login attempts. The API now returns a specific âInvalid login credentialsâ message instead of a generic server error.
October 2025 â Platform Release (Status: Live)
October 2025 â Platform Release (Status: Live)
- Added new outbound payment routes so you can reach more corridors without custom onboardingâcheck the API Reference for the latest supported
destinationCountryvalues. accountNameis now supported on dynamic virtual account creation, letting you assign customer-friendly names; when omitted, we automatically fall back to your registered business name.
accountName anywhere you need campaign- or store-specific labeling, and refresh your routing matrix to take advantage of the new payout corridors.
