🇨🇳 CNY Payout

This endpoint allows you to process payouts in Chinese Yuan (CNY) to recipients with a bank account in China.

Endpoint

POST: https://sandboxapi.me-cash.com/v2/payout

Supported Payment Channels

CNY payouts support the following payment channel:

Channel	Description	Use Case
`BANK_TRANSFER`	Standard bank transfer to a Chinese bank account	Business/Personal transfers

Request Details

Headers

Include these headers in your request:

Header	Value	Required
`Content-Type`	`application/json`	✅ Yes
`x-api-key`	`API_KEY_HERE`	✅ Yes

Sample Requests

BANK_TRANSFER

Use BANK_TRANSFER for payouts to Chinese bank accounts.

curl --location --request POST 'https://sandboxapi.me-cash.com/v2/payout' \
--header 'x-api-key: API_KEY_HERE' \
--header 'Content-Type: application/json' \
--data '{
    "recipient": {
        "name": "张少杰",
        "nickName": "{{$randomColor}}",
        "occupation": "HEALTHCARE",
      "icNumber": "130132**********10",
        "relationship": "SELF",
        "type": "BUSINESS",
        "account": {
        "accountNumber": "621700*********343",
            "sortCode": "01026",
            "bankName": "BAOSHANG BANK (包商银行)",
            "bankCity": "SHENZHEN"
        },
        "companyName": "龙口市玉杰五金工具有限公司",
        "companyIdNumber": "913706**********6N",
        "gender": "F",
        "nationality": "CN",
        "itemCategory": "PRD0003",
        "itemType": "Pipe Wrench",
        "quantity": 100,
        "paymentChannel": "BANK_TRANSFER",
        "currency": "CNY",
        "country": "CN",
        "stored": false
    },
    "quoteId": "91e58c2d-ef14-4777-906b-xxxxxxxxxxxxx",
    "reason": "Gift",
    "remark": "Testing"
}'

const url = 'https://sandboxapi.me-cash.com/v2/payout';

const options = {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json',
    'x-api-key': 'API_KEY_HERE'
  },
  body: JSON.stringify({
    recipient: {
      name: "张少杰",
      nickName: "{{$randomColor}}",
      occupation: "HEALTHCARE",
      icNumber: "130132**********10",
      relationship: "SELF",
      type: "BUSINESS",
      account: {
        accountNumber: "621700*********343",
        sortCode: "01026",
        bankName: "BAOSHANG BANK (包商银行)",
        bankCity: "SHENZHEN"
      },
      companyName: "龙口市玉杰五金工具有限公司",
      companyIdNumber: "913706**********6N",
      gender: "F",
      nationality: "CN",
      itemCategory: "PRD0003",
      itemType: "Pipe Wrench",
      quantity: 100,
      paymentChannel: "BANK_TRANSFER",
      currency: "CNY",
      country: "CN",
      stored: false
    },
    quoteId: "91e58c2d-ef14-4777-906b-xxxxxxxxxxxxx",
    reason: "Gift",
    remark: "Testing"
  })
};

fetch(url, options)
  .then(res => {
    if (!res.ok) {
      throw new Error(`HTTP error! status: ${res.status}`);
    }
    return res.json();
  })
  .then(data => console.log(data))
  .catch(error => console.error('Error:', error));

import requests
import json

url = "https://sandboxapi.me-cash.com/v2/payout"

payload = {
    "recipient": {
        "name": "张少杰",
        "nickName": "Lee",
        "occupation": "HEALTHCARE",
      "icNumber": "130132**********10",
        "relationship": "SELF",
        "type": "BUSINESS",
        "account": {
        "accountNumber": "621700*********343",
            "sortCode": "01026",
            "bankName": "BAOSHANG BANK (包商银行)",
            "bankCity": "SHENZHEN"
        },
        "companyName": "龙口市玉杰五金工具有限公司",
        "companyIdNumber": "913706**********6N",
        "gender": "F",
        "nationality": "CN",
        "itemCategory": "PRD0003",
        "itemType": "Pipe Wrench",
        "quantity": 100,
        "paymentChannel": "BANK_TRANSFER",
        "currency": "CNY",
        "country": "CN",
        "stored": False
    },
    "quoteId": "91e58c2d-ef14-4777-906b-xxxxxxxxxxxxx",
    "reason": "Gift",
    "remark": "Testing"
}

headers = {
    "x-api-key": "API_KEY_HERE",
    "Content-Type": "application/json"
}

try:
    response = requests.post(url, headers=headers, data=json.dumps(payload))
    response.raise_for_status()
    print(response.json())
except requests.exceptions.HTTPError as err:
    print(f"HTTP Error: {err}")

Request Body Breakdown

BANK_TRANSFER Fields

Field	Type	Description	Required
`quoteId`	String	The unique ID of the quote for this payout.	✅ Yes
`reason`	String	The purpose of the transfer.	✅ Yes
`recipient`	Object	An object containing all details about the person receiving the funds.	✅ Yes
`recipient.name`	String	The full name of the recipient or business.	✅ Yes
`recipient.nickName`	String	Recipient nickname.	❌ No
`recipient.occupation`	String	Recipient occupation.	❌ No
`recipient.icNumber`	String	Recipient identity card number.	❌ No
`recipient.relationship`	String	Relationship with the recipient.	❌ No
`recipient.type`	String	The type of recipient. Enum: `INDIVIDUAL`, `BUSINESS`.	✅ Yes
`recipient.paymentChannel`	String	The payment method. Use `BANK_TRANSFER`.	✅ Yes
`recipient.currency`	String	The ISO currency code. Must be `CNY`.	✅ Yes
`recipient.country`	String	The recipient’s two-letter ISO country code. Must be `CN`.	✅ Yes
`recipient.account`	Object	An object containing the recipient’s bank account details.	✅ Yes
`recipient.account.accountNumber`	String	The recipient’s bank account number.	✅ Yes
`recipient.account.sortCode`	String	Bank code / Sort code.	❌ No
`recipient.account.bankName`	String	The name of the recipient’s bank.	✅ Yes
`recipient.account.bankCity`	String	City of the bank.	❌ No
`recipient.companyName`	String	Company name (required if `type` is `BUSINESS`).	❌ No
`recipient.companyIdNumber`	String	Company identification number (required if `type` is `BUSINESS`).	❌ No
`recipient.gender`	String	Gender of the recipient (`M` or `F`).	❌ No
`recipient.nationality`	String	Nationality of the recipient (e.g., `CN`).	❌ No
`recipient.itemCategory`	String	Category of items (e.g., `PRD0003`).	❌ No
`recipient.itemType`	String	Type of item (e.g., `Pipe Wrench`).	❌ No
`recipient.quantity`	Number	Quantity of items.	❌ No

Success Response (200 OK)

If the payout is successfully created, the API returns the following response:

copy

{
  "message": "Transaction created successfully",
  "status": "success",
  "data": {
    "id": "a1b2c3d4-e5f6-7890-abcd-xxxxxxxxxxxxx",
    "invoice": "4b9b6d30-a2ed-421a-bd69-xxxxxxxxxxxx",
    "reason": "Payment for goods",
    "referenceNumber": "TXYZD6RWSQMKF",
    "type": "SEND",
    "state": "COMPLETED",
    "quote": {
      "id": "859b19e8-8a00-4d59-9970-xxxxxxxxxxxxx",
      "source": {
        "currency": "NGN",
        "country": "NG",
        "amount": 230000
      },
      "target": {
        "currency": "CNY",
        "country": "CN",
        "amount": 1000
      },
      "rate": 230,
      "fee": {
        "amount": 100
      }
    },
    "recipient": {
      "name": "张少杰",
      "nickName": "Green",
      "occupation": "HEALTHCARE",
      "icNumber": "130132**********10",
      "relationship": "SELF",
      "type": "BUSINESS",
      "account": {
          "accountNumber": "621700*********343",
          "sortCode": "01026",
          "bankName": "BAOSHANG BANK (包商银行)",
          "bankCity": "SHENZHEN"
      },
      "companyName": "龙口市玉杰五金工具有限公司",
      "companyIdNumber": "913706**********6N",
      "gender": "F",
      "nationality": "CN",
      "itemCategory": "PRD0003",
      "itemType": "Pipe Wrench",
      "quantity": 100,
      "paymentChannel": "BANK_TRANSFER",
      "currency": "CNY",
      "country": "CN"
    },
    "created": "2025-02-27T14:17:48.038044Z",
    "processed": "2025-02-27T14:20:49.712685Z"
  }
}

Response Breakdown

Field	Type	Description
`message`	String	A confirmation message indicating the result of the request.
`status`	String	The overall status of the request.
`data`	Object	A container for all the transaction data.
`data.id`	String	The unique identifier for this payout transaction.
`data.state`	String	The current state of the payout (`COMPLETED`, `PENDING`, etc.).
`data.quote.source.currency`	String	The three-letter currency code of the source funds.
`data.quote.target.amount`	Number	The converted amount that the recipient received.

Best Practices

✅ Ensure quoteId is valid and linked to an existing quote.
✅ Confirm that the recipient’s account number is correct for the destination bank.
✅ Use recipient.country: "CN" and recipient.currency: "CNY".

Overview

Wallets

Quotes

Payouts

Virtual Accounts

Ramp

Transactions

Webhooks

Endpoint

Supported Payment Channels

Request Details

Headers

Sample Requests

Request Body Breakdown

Success Response (200 OK)

Response Breakdown

Best Practices

​Endpoint

​Supported Payment Channels

​Request Details

​Headers

​Sample Requests

​Request Body Breakdown

​Success Response (200 OK)

​Response Breakdown

​Best Practices

Endpoint

Supported Payment Channels

Request Details

Headers

Sample Requests

Request Body Breakdown

Success Response (200 OK)

Response Breakdown

Best Practices